B&H Tax Insights

Small Business Tax & Accounting Blog

Practical tax updates, accounting tips, and law changes explained for small business owners in Milpitas, San Jose, Fremont, and Santa Clara.

Tax Law Updates & Business Insights

Tax Law · OBBB

No Tax on Tips: What the One Big Beautiful Bill Means for Bay Area Employers

May 1, 2026 · Bill Karp

The OBBB exempts tip income from federal income tax — but California doesn't conform, and FICA still applies. Here's what restaurant, salon, and hospitality owners in Milpitas need to know about the payroll changes.

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Tax Law · OBBB

No Tax on Overtime: How the OBBB Overtime Exclusion Affects Small Business Payroll

April 3, 2026 · Bill Karp

Overtime pay earned by hourly employees may soon be excluded from federal income tax. California doesn't conform. Here's what Bay Area business owners with hourly workers need to understand before the change hits payroll.

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Compliance · 1099s

1099 Reporting Threshold Increased: What Milpitas Small Businesses Need to Know

March 5, 2026 · Bill Karp

The general 1099 threshold is rising from $600 to $1,000 — reducing paperwork for small businesses with many vendors. But California's requirements stay at $600, and attorneys and rents have their own rules.

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Startup Tax · QSBS

QSBS Section 1202: How Silicon Valley Founders Can Exclude Millions in Capital Gains

February 10, 2026 · Bill Karp

Section 1202 can eliminate federal capital gains tax on up to $10 million when you sell qualifying startup stock. But California doesn't conform — and the rules are strict. What every Bay Area founder needs to know.

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Small Business Tax · Section 199A

The QBI Deduction Explained: Section 199A for Milpitas Small Business Owners

January 15, 2026 · Bill Karp

The QBI deduction lets pass-through business owners deduct up to 20% of business income — and the OBBB proposes raising it to 23%. Who qualifies, what the income limits are, and how to maximize it.

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Questions About Your Tax Situation?

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